1. *Fixed interest rates for loans range from 7.95% p.a. to a maximum of 19.95% p.a. on a minimum 12 month to a maximum 60 month loan term. The actual interest rate charged to you will depend on your circumstances, the type of lending required, the security provided, and is determined by the lender. 
2. Fees apply, including an establishment fee of up to $150 and an introducer fee of up to $595. Example: A loan of $5,000 over 12 months at 9.95% p.a. has fees totaling $495 and a total repayment of $5,796.42 equating to 12 monthly payments of $483.03.
3. Approval is subject to meeting lending criteria, and affordability test applies. Our lender will independently assess whether you are eligible for a loan. We don't provide advice on whether a particular car loan offered by a lender is suitable for you.
4. One hour application decision subject to affordability test, the applicant meeting the lending criteria and supplying all the required information to process the loan application.
5. Same day payout subject to the applicant meeting the above conditions and completing loan documentation by 12pm.