Car repair loans. Back on the road.
Car trouble never comes at a good time. We help arrange car repair loans to cover the costs, so you're not left stranded.
Approval is subject to responsible lending inquiries.
Loan Term
Choose a repayment period that works for you - keep it short to clear the debt quickly or spread it out for more manageable payments.
Loan Amount
Borrow what you need to get your vehicle back on the road. From minor fixes to major repairs, loan amounts are tailored to the job and your borrowing capacity. Subject to lender criteria.
Loan Repayments
Weekly, fortnightly, or monthly - pick the schedule that matches your cash flow.
Loan Interest Rates
Rates are personalised based on your credit history and loan details. See Loan Information below.
Loan Fees
Upfront and ongoing fees spelled out clearly before you proceed.
Guided from start to finish
We keep you in the loop at every stage - clear guidance from your first enquiry through to lender approval. Subject to eligibility, lender criteria, and affordability tests.
Start online
Tell us what you need - our online application is straightforward and takes just a few minutes to complete.
We find your options
We assess your situation and work to match you with a suitable lender from our panel, so you can get your vehicle sorted.
Get back on the road
Once your lender approves your loan and everything is finalised, you're ready to go. Subject to eligibility, lender criteria, and approval.
When your car needs work, we get to work.
A car repair loan gives you breathing room when an unexpected bill hits. Instead of draining your savings or delaying essential repairs, you can spread the cost over time and get your vehicle back in shape sooner.
FAQ
What can I use a car repair loan for?
A car repair loan can cover a wide range of vehicle repair costs - including engine repairs, transmission work, brake replacements, tyre changes, electrical fixes, WOF-related repairs, and more.
How much can I borrow for a car repair loan?
The amount you can borrow will depend on your income, credit history, and the overall cost of the repairs needed. Loan amounts are tailored to your situation and borrowing capacity. Subject to lender criteria and approval.
How does the application process work?
We know that when your car's out of action, you want to get things sorted. Once you've submitted your application and provided the required documents, we assess your situation and work to match you with a suitable lender from our panel. Timeframes can vary depending on the complexity of your application and the lender's requirements. Subject to approval and lender criteria.
Can I get a car repair loan with bad credit?
We work with lenders who assess your full financial picture, not just your credit score. A steady income and meeting responsible lending criteria can make a difference. Interest rates may be higher for lower credit profiles, but getting started can also help you rebuild your credit over time. All lending is subject to eligibility, lender criteria, and approval.
Do I need to know the exact repair cost before applying?
It helps to have a rough estimate or a quote from your mechanic before applying, as this will guide the loan amount you request. However, you can apply with an estimate and adjust as needed once you have a confirmed quote.
Is a car repair loan different from a personal loan?
A car repair loan is a type of personal loan used specifically for vehicle repair costs. The structure is similar - you borrow a set amount and repay it over time with interest — but the purpose is focused on getting your vehicle back on the road.
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