Car loans to get you moving
Found the right car? Now let’s sort the right finance. We’ll help you line up a car loan that gets you moving—without delays, drama, or unexpected detours.

Ways to borrow
Car Loans – The nuts and bolts
A car loan can help you get behind the wheel of the vehicle you need, without having to come up with the full purchase price upfront. Instead draining your savings all at once, a car loan lets you spread the cost over time with manageable repayments. This can make a vehicle more accessible and affordable, especially if you need something right away.
Loan Term
Pick your speed — anything from a one-year sprint or a leisurely five-year cruise.
Loan Amount
Whether you’re shopping for your first set of wheels or a investing in large family car, we can help. We have options from $3,000 up to $250,000 (or more).
Loan Repayments
Weekly, fortnightly, or monthly — whatever matches your pace.
Loan Interest Rates
Competitive rates tailored to your credit profile and loan details.
Loan Fees
No hidden extras; every fee is spelled out upfront.
Loan Planning
Practical tips to keep your loan working for you, not the other way around.
Loan Calculator
Weekly Repayments
Monthly Repayments
Total Amount Repayable
The repayment amounts shown include Establishment and Introducer fees totaling $495 and a PPSR Fee of $8.05. These fees are examples only and they exclude ongoing fees. The actual fees charged may vary based on your circumstances and the chosen lender.

Car Finance Experts
Real people and solid advice – no finance speak or confusing jargon. Because a loan isn’t just about the car; it’s about the freedom the car brings.

Smarter Car Loans
Get behind the wheel faster with lightning-quick car loan options, no impact on your credit score at application, and fixed rates for peace of mind.

Fast. Simple. Sorted.
We do the heavy lifting so you can keep moving — no paperwork headaches, no waiting around, just a smooth ride from start to finish.
We help Kiwis turn “Tyre Kicking” into “On The Road.”
Apply online — it’s fast
Get your car purchase rolling in just three minutes. A simple online application is all it takes to get things moving.
We do the first lap for you
We’ll check with a range of lenders to find options that give you the right options for your unique ride.
Approval on the fast track
Once we’ve got everything, we move fast. Because we know you’re ready to get behind the wheel.
Funds — fast
Got your documents ready by midday? You could receive your car loan that very same day — and be on the road.
Car loans without the hassle
A car loan helps you buy a vehicle without needing to pay the full amount upfront. Instead, you borrow the money and pay it back over time in regular instalments. Whether you're after your first car, a family upgrade, or something more fun, a car loan can make it easier to get on the road sooner—without blowing your budget.

FAQ
Can I pay off my car loan early?
Yes, you can usually pay off a car loan early. However, check your loan agreement first — some lenders charge early repayment fees or penalties. Paying off early can save you money on interest, especially if your loan doesn’t have a prepayment penalty.
How much can I borrow to buy a car?
The amount you can borrow depends on several factors, including your income, credit history, existing debts, and the lender’s criteria. Our lenders offer car loans from around $5,000 to over $250,000.
How do I calculate car loan interest?
You can use our online loan calculator to help you understand your repayments, interest paid and the total cost of borrowing. You can also see what you’ll save with an extra repayment.
What is a good interest rate for a car loan?
A good interest rate varies depending on your credit score, income, and whether the car is new or used. New car loans typically have lower rates than used car loans. We can help you shop around and compare lenders to find the best rate available for your profile.
Latest Reads