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Motorbike loan repayment calculator
Thinking about a new bike? Whether it’s a nimble commuter, a touring cruiser, or something built for speed, this calculator can give you an idea of what repayments might look like.
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Motorbike Loan – Three Year Term
Loan amount: $25,000
Interest rate: 10.45% p.a.
Establishment/Introducer Fees: $503
Estimated total cost: $29,808
Estimated weekly repayment: $191
Estimated monthly repayment: $828
Motorbike Loan – Five Year Term
Loan amount: $7,500
Interest rate: 11.25% p.a.
Establishment/Introducer Fees: $503
Estimated total cost: $10,500
Estimated weekly repayment: $40
Estimated monthly repayment: $175
Motorbike Loan – $80 per week repayment
Estimated loan amount: $10,100
Interest rate: 11.45% p.a.
Loan Term: Three Years
Establishment/Introducer Fees: $503
Estimated total cost: $12,564
Run your own numbers
Our calculator lets you test different combinations of loan amount, term, and interest rate so you can see how the repayments might look. Use it as a guide to help you plan your next step with confidence.
Plan your ride with confidence
A quick way to explore your options
Instant repayment previews
Change the loan amount, term, or interest rate and see your estimated repayments update straight away. This lets you quickly compare different borrowing options to see what could fit your budget.
Test ride the numbers
Experiment with different scenarios — from smaller loans for a second-hand bike to a bigger budget for a brand-new model — and see how changes affect your repayments and overall cost.
Budget with the full picture
By showing the potential total cost — including estimated repayments and example fees — the calculator helps you prepare for the commitment ahead. You can factor these into your budget and avoid surprises once your application is assessed and approved.
Finance that fits your ride
Every driver’s needs are different. Whether you’re buying your first car, upgrading the family SUV, or getting something sportier, we’ll help you find a finance option that works for your budget.
FAQ
Understanding motorcycle loan repayment estimates
Here’s how we work out the repayment figures in our motorcycle loan calculator, and why they’re useful when planning your next purchase.
How does the motorbike loan calculator work?
It uses the loan amount, term, interest rate, and any example fees you enter to show an estimated repayment amount. It’s a planning tool — your actual loan details will be confirmed once you apply and we assess your application.
How do I calculate my motorbike loan repayments?
The repayment amount depends on the size of the loan, the length of time you take to pay it back, the interest rate, and any fees. The calculator applies these to estimate what you might pay each week or month, plus the total over the term.
What factors can change my repayments?
Even a small change in the loan amount, term, or interest rate can affect your repayments and the overall cost. Fees also add to the total loan balance, which impacts the calculation.
Can I try different loan terms?
Yes — simply adjust the term in the calculator to see how shorter or longer repayment periods affect the estimated cost. This can help you decide what balance between repayment size and total cost works best for you.
Why do fees matter?
Loan fees, such as establishment or introducer fees, are usually added to your loan amount. This increases the balance used to calculate your repayments, meaning the total cost will be higher.
How close are the calculator results to the real thing?
They’re intended to give you a good guide based on the figures you enter. Your actual rate and repayment amount will depend on your application, credit profile, and lender assessment.
