Adventure ready Caravan loans

Flexible caravan loans to get you on the road — from weekend escapes to full-time freedom, we’ll help you secure the funds and start exploring sooner, with less stress and more adventure.

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Ways to borrow

Caravan loans made simple

Whether you’re after a compact camper or a full-on touring setup, we’ll help you find a loan that fits. With quick decisions, flexible terms, and repayments that work for your budget, your next great escape could be closer than you think.

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Loan Amount

Borrow from $3,000 to $250,000+ — ideal for new or used caravans, campers, and RVs.

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Flexible Loan Terms

Choose a loan term that suits your lifestyle — short trips or the long haul.

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Repayment Options

Weekly, fortnightly, or monthly — match your repayments to your income cycle.

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Transparent Fees

Every fee is clearly explained upfront—no hidden costs, ever.

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Fast Approvals

Submit early and, if approved, you could see funds land the same day.

$15,000
48 months
10.95%

Loan Calculator

$92

Weekly Repayments

$400

Monthly Repayments

$19,200

Total Amount Repayable

The repayment amounts shown include Establishment and Introducer fees totaling $495 and a PPSR Fee of $8.05. These fees are examples only and they exclude ongoing fees. The actual fees charged may vary based on your circumstances and the chosen lender.

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Hassle-Free Financing

We compare lenders, handle the paperwork, and guide you every step of the way — so you can focus on the trip, not the admin.

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Options for All Credit Profiles

From excellent to rebuilding credit, we work with lenders who offer solutions for a wide range of financial backgrounds.

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Straightforward Service

We keep it simple: quick responses, honest answers, and support when you need it most.

Helping Kiwis turn the key on freedom and life on the road.

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Apply online in minutes

Start your caravan loan journey from anywhere. A few clicks is all it takes to set your next road trip in motion.

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We search smarter

We find finance options that match your travel goals — whether you’re buying new, used, or upgrading.

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Quick decisions

Once we have your documents, we work fast — because freedom on the road shouldn’t be slowed down by paperwork.

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Hit the road

Submit everything by midday and you could have funds in your account the same day — ready to pick up your caravan.

Freedom on four wheels

A caravan loan helps you spread the cost of buying a camper or caravan, so you don’t have to pay it all upfront. Whether it’s for weekend getaways or long road trips, regular repayments make it easier to hit the road without stretching your budget.

Caravan Loans

FAQ

Caravan loans - the details
Being better informed makes for better decisions. Have a question or two? Check out these helpful FAQs or get in touch with the team.

Is it hard to get caravan finance?

Getting caravan finance is generally straightforward, especially if you have a steady income and meet the lender’s basic criteria. Most applications are processed quickly, and many lenders offer flexible options to suit different credit profiles. If your financial situation is complex, we’ll help you navigate the process and find a lender that fits.

How much deposit do I need for a caravan loan approval?

Some lenders offer up to 100% finance, meaning you may not need a deposit at all. That said, having a 10–20% deposit can increase your chances of approval, reduce your loan amount, and potentially secure you a lower interest rate. A deposit also demonstrates to lenders that you’re financially committed to the purchase.

How long can I finance a caravan?

Caravan loan terms typically range from 1 to 10 years. A shorter term means paying less interest overall, while a longer term can make monthly repayments more manageable.

Can I get a caravan loan with bad credit?

Yes, you can. We work with lenders who understand that past financial issues don’t define your future. If you have a steady income and meet basic lending criteria, we may be able to help you secure a loan — though the interest rate and terms may vary depending on your credit profile.

How much can I borrow for a caravan loan?

How much you can borrow depends on the type of caravan you’re buying and what you can comfortably afford to repay. Lenders will assess your income, expenses, and financial situation to determine a suitable loan amount.

What interest rates apply to caravan loans?

Interest rates vary based on your credit history, financial profile, and the loan amount. If you have strong credit, you may be eligible for a lower rate — but all applications are reviewed individually.

Are there any fees with caravan loans?

Yes — caravan loans may include an Establishment Fee, Introducer Fee, or ongoing account fees. We’ll explain all costs clearly before you move forward, so you know exactly what to expect.