Travel loans to take you places

From bucket list adventures to spontaneous weekend escapes, we help you find flexible travel loan options—so you can get going sooner, make memories now, and pay over time.

BetterFinanceApr25_ProductPageImages_TravelLoan_Img-02-min

Ways to borrow

Travel plans? Let’s make it happen

Planning a trip but not keen on the upfront cost? We can help you explore travel loan options that break it into manageable repayments. Whether you're flying overseas or hitting the road, it's a way to sort the finances and focus on the fun stuff—like where to next.

better-finance-Bullet-Point

Loan Amount

Borrow from $3,000 for flights, accommodation, tours, and all sorts in between.

better-finance-Bullet-Point

Flexible Loan Terms

Choose a loan term from 1 to 5 years to spread repayments in a way that works for you.

better-finance-Bullet-Point

Repayment Options

Make repayments weekly, fortnightly, or monthly — match them to your pay cycle for easy budgeting.

better-finance-Bullet-Point

Competitive Interest Rates

Your rate is personalised based on your credit profile, loan amount, and term.

better-finance-Bullet-Point

Upfront Fees

We keep it clear — all fees are disclosed before you commit, with no hidden costs.

better-finance-Bullet-Point

Fast Approval

Apply in minutes, get a fast decision, and if approved early, you could click “Book Now” the same day.

$15,000
48 months
10.95%

Loan Calculator

$92

Weekly Repayments

$400

Monthly Repayments

$19,200

Total Amount Repayable

The repayment amounts shown include Establishment and Introducer fees totaling $495 and a PPSR Fee of $8.05. These fees are examples only and they exclude ongoing fees. The actual fees charged may vary based on your circumstances and the chosen lender.

Icon

We Make It Simple

We take care of the comparisons, paperwork, and back-and-forth with lenders — so you can focus on planning your trip.

Icon

Travel Loans for Every Budget

From budget breaks to luxury escapes, we help match you with a loan that fits your lifestyle and financial situation.

Icon

Quick and Transparent Service

We keep it simple: fast responses, clear info, and no confusing fine print.

Life’s short, the world’s wide—why wait?

better-finance-No1

Take Off Starts Here

Dreaming of your next holiday? Apply online in minutes with a form built to get your travel plans moving.

better-finance-No2

We Search, You Travel

We find the best travel loan for your destination, budget, and timeline — so you can book with confidence.

better-finance-No3

Fast-Track Your Trip

We work to get your loan approved quickly — so you don’t miss out on flights, deals, or dream stays.

better-finance-No4

Ready to Go, Fast

Send in your documents early and you could have funds the same day — time to pack your bags and get going.

Loan options for your next getaway

A travel loan can help you cover the cost of your next getaway—whether it’s a quick trip or the big adventure you’ve been dreaming about. Instead of paying all at once, you can spread the cost with regular repayments that suit your budget, and get going sooner.

Travel Loans

FAQ

Travel loans - the details

Being better informed makes for better decisions. Have a question or two? Check out these helpful FAQs or get in touch with the team.

How much can I borrow for a travel loan?

The amount you can borrow depends on your trip costs and what you can comfortably afford to repay. Lenders assess this based on your income, expenses, and overall financial position.

What are the interest rates on travel loans?

Interest rates vary depending on your credit history, income, and the lender’s criteria. A strong credit profile may help you secure a lower rate, but all rates are assessed individually.

Are there any fees with a travel loan?

Yes, travel loans may include fees like establishment, introducer, and account-keeping fees. We'll let you know about all of these upfront.

Are travel loans worth it?

Travel loans can be worth it if they help you take a meaningful trip you couldn’t otherwise afford upfront — whether that’s a honeymoon, visiting family overseas, or a once-in-a-lifetime adventure. Like any loan, it’s important to borrow responsibly and ensure the repayments fit your budget. With clear terms, competitive rates, and a realistic repayment plan, a travel loan can be a practical option for funding your next trip without dipping into savings or relying on high-interest credit cards.

How does the travel loan work?

A travel loan is a type of unsecured personal loan explicitly used to cover travel-related expenses — including flights, accommodation, insurance, or tours. You apply online, and if approved, funds are deposited into your bank account, usually within a day. You then repay the loan over time in weekly, fortnightly, or monthly instalments, with interest. Loan amounts and terms vary based on your credit profile and income, and you’ll always see the total cost upfront before you commit.

Can I get a holiday loan while on WINZ?

It may be possible to get a travel loan while receiving WINZ (Work and Income NZ) support, but it depends on the lender’s criteria and your overall financial situation. Most lenders will look at your total income, expenses, and ability to make repayments. If your only income is a benefit, you might need to provide extra documentation or apply through a lender that specifically considers applicants on government support. We work with lenders who offer flexible options, and we’re happy to explore what’s available for your situation.