Wedding loans: Say ‘I do’ your day

Flexible, fast wedding loans to take the pressure off planning. Book the venue, lock in your dream vendors, and enjoy the lead-up to your big day—without the money stress.

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Ways to borrow

Make your dream day happen

Whether it’s an intimate gathering or a lavish celebration, we can help you find a wedding loan that brings your plans to life—offering simple terms, quick decisions, and repayment options that suit your budget.

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Loan Amount

Borrow from $3,000 to $250,000+ — ideal for everything from venues and vendors to dresses and honeymoons.

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Flexible Loan Terms

Choose a repayment term that works for you — from one to five years.

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Repayment Options

Weekly, fortnightly, or monthly repayments to match your financial rhythm.

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Competitive Rates

Interest rates tailored to your credit profile and loan details.

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Upfront Fees

No hidden extras — all fees are clearly disclosed before you commit.

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Fast Approval

Get approved quickly and potentially access funds on the same day.

$15,000
48 months
10.95%

Loan Calculator

$92

Weekly Repayments

$400

Monthly Repayments

$19,200

Total Amount Repayable

The repayment amounts shown include Establishment and Introducer fees totaling $495 and a PPSR Fee of $8.05. These fees are examples only and they exclude ongoing fees. The actual fees charged may vary based on your circumstances and the chosen lender.

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Planning Help, Not Paperwork

You’ve got enough on your plate — we handle the legwork so you can focus on the fun stuff.

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Options for All Credit Situations

Whether your credit history is flawless or a little rocky, we work with lenders offering flexible solutions.

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Quick, Clear, Reliable

No surprises, no delays — just fast answers and real support when you need it.

Plan your dream day without the money stress.

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Say “Yes” to Easy Applications

Planning a wedding is stressful enough. Apply online in minutes with a quick, simple form that won’t impact your credit score.

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The Perfect Match

From catering to candles, we’ll match you with a lender that suits your wedding budget, timing, and unique plans.

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Fast Approvals, No Cold Feet

Send through your documents and we’ll move fast — so you can secure your dream venue and vendors without delay.

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Funds Before You Say “I Do”

Same-day funding means you can book what matters now — and focus on your vows, not your bank balance.

Turn dreams into plans

A wedding loan can help you cover the big-ticket items—like the venue, catering, or dress—without draining your savings. It lets you spread the cost over time with regular repayments, so you can focus on planning the day, not stressing about the budget.

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FAQ

Wedding loans - the details
Being better informed makes for better decisions. Have a question or two? Check out these helpful FAQs or get in touch with the team.

Are wedding loans secured or unsecured?

Most wedding loans are unsecured, meaning you don’t need to use an asset like your car as security. This makes them a popular option for couples who want flexibility and a more straightforward application process. However, secured options may be available for larger amounts or to secure a lower interest rate.

What are your wedding loan terms?

Wedding loan terms typically range from 1 to 5 years, giving you the flexibility to choose a repayment period that fits your financial situation. A shorter term can help you pay the loan off faster with lower total cost of interest, while a longer term spreads repayments out, lowering the monthly cost.

Can I repay my wedding loan early or make lump sum payments?

Yes, you can usually make early repayments or lump sum contributions, but it’s important to check if there may be lender fees. Some lenders allow extra repayments without fees, while others may charge early exit or break costs. We’ll help you find an option that matches your goals.

Do you offer fixed or variable-rate wedding loans?

We offer fixed rate wedding loans. Fixed rates provide certainty with predictable repayments.

What happens if I miss a repayment?

If you miss a repayment, your lender may charge a late payment fee, which could impact your credit score. If you’re struggling, it’s best to contact your lender early—many have hardship policies and can offer short-term relief or adjusted repayment plans. We’re also here to support you if things change.

*Fixed interest rates for vehicle loans range from 7.95% p.a. to a maximum of 29.95% p.a. on a minimum 12 month to a maximum 60-month loan term. Fixed interest rates for personal loans range from 9.95% p.a. to a maximum of 29.95% p.a. on a minimum 12 month to a maximum 60-month loan term. The actual interest rate charged to you will depend on your circumstances, the type of lending required, the security provided, and is determined by the lender. 

Fees apply, including an establishment fee of up to $350 and an introducer fee of up to $995. Also, lenders may charge a PPSR fee of between $0 and $14. For example: On a loan of $10,000 over 24 months at 9.95% p.a. with Establishment and Introducer fees totalling $495 and a PPSR Fee of $7.39, the total amount to repay is $11,627 which is 24 monthly payments of $485. Those amounts don’t include ongoing fees, such as Service Fees, charged by the lender. You can find full fee information in the loan contract. We recommend that you check the fees before accepting the loan offer. See more about lender fees here.

Approval is subject to meeting lending criteria, and affordability test applies. Our lender will independently assess whether you are eligible for a loan.
Same day payout subject to the applicant meeting the above conditions and completing loan documentation by 12pm.