25+ advisers, ready when you are
Got questions about personal, vehicle or debt-consolidation loans? Our NZ-based team explains your options in plain English and helps you plan next steps. Call 0800 666 065 or pick someone below to get started.

Meet the people behind the help
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- Business Managers

Personal Loan Pro
Real people and solid advice—no finance-speak or confusing jargon. Because loans aren't just about money; they are about you.

Smart Borrowing
Fast, transparent loan options with only a soft credit check—so your score stays intact—and fixed rates personalised to your profile.

Fast & Fuss-Free
We handle the legwork and keep things moving fast, so borrowing fits your schedule—not the other way around.
We've helped 60,000 Kiwis turn "How?" into "Sorted"
Apply online (it's quick!)
Start your personal loan journey with a quick, simple online form. It takes just minutes to get things moving.
We'll do the hard yards
We search our panel of lenders to find flexible options that match your needs, repayment preferences, and financial situation.
Chasing approval fast
Once we’ve got your documents, we move fast. That way, you can tackle expenses or plans without unnecessary delays. Approval is subject to responsible lending checks and lending criteria.
Sorted in no time
Submit everything by midday and, if approved, you could have the funds in your account that very same day. It’s that simple.
Loan Information
Fixed interest rates for vehicle loans range from 7.95% p.a. to a maximum of 29.95% p.a. on a minimum 12 month to a maximum 60-month loan term. Fixed interest rates for personal loans range from 9.95% p.a. to a maximum of 29.95% p.a. on a minimum 12 month to a maximum 60-month loan term. The actual interest rate charged to you will depend on your circumstances, the type of lending required and the security provided.
Fees apply, including an establishment fee of up to $350 and an introducer fee of up to $995. Also, lenders may charge a PPSR fee of between $0 and $14. For example: On a loan of $10,000 over 24 months at 9.95% p.a. with Establishment and Introducer fees totalling $495 and a PPSR Fee of $7.39, the total amount to repay is $11,627 which is 24 monthly payments of $485. Those amounts don’t include ongoing fees, such as Service Fees, charged by the lender. You can find full fee information in the loan contract. We recommend that you check the fees before accepting the loan offer. See more about lender fees here.
Approval is subject to meeting lending criteria, and affordability test applies.
Same day payout subject to the applicant meeting the above conditions and completing loan documentation by 12pm.