25+ advisers, ready when you are

Got questions about personal, vehicle or debt-consolidation loans? Our NZ-based team explains your options in plain English and helps you plan next steps. Call 0800 666 065 or pick someone below to get started.

better hero image_2

Meet the people behind the help

Talk to an adviser
  • All
  • Business Managers

Terry White

Financial Adviser

What is my role in Better?

Georgia Morton

Financial Adviser

What is my role in Better?

Samuel Pickering

Financial Adviser

What is my role in Better?

Dorian Grault

Financial Adviser

What is my role in Better?

Shannon Gardiner

Financial Adviser

What is my role in Better?

Emma Hendry

Financial Adviser

What is my role in Better?

Reeves Naidoo

Financial Adviser

What is my role in Better?

Jessica Gopalan

Financial Adviser

What is my role in Better?

Codi Sutherland

Financial Adviser

What is my role in Better?

Imran Chowdhury

Financial Adviser

What is my role in Better?

Lauren Woolford

Financial Adviser

What is my role in Better?

Jayden Salton

Financial Adviser

What is my role in Better?

Coral Stevenson

Financial Adviser

What is my role in Better?

Courtney Fitton

Financial Adviser

What is my role in Better?

Kim Marchant

Financial Adviser

What is my role in Better?

Brooke McNevin

Financial Adviser

What is my role in Better?

Jimi Ward

Financial Adviser

What is my role in Better?

Chloe Russell

Financial Adviser

What is my role in Better?

Oliver Davidson

Financial Adviser

What is my role in Better?

Erin McKenzie

Financial Adviser

What is my role in Better?

Anna Shepherd

Financial Adviser

What is my role in Better?

Renee Elizabeth

Member Position

What is my role in Better?

Jake Brown

Financial Adviser

What is my role in Better?

Bridget Gibbons

Financial Adviser

What is my role in Better?

Icon

Personal Loan Pro

Real people and solid adviceno finance-speak or confusing jargon. Because loans aren't just about money; they are about you.

Icon

Smart Borrowing

Fast, transparent loan options with only a soft credit check—so your score stays intact—and fixed rates personalised to your profile.

Icon

Fast & Fuss-Free

We handle the legwork and keep things moving fast, so borrowing fits your schedule—not the other way around.

We've helped 60,000 Kiwis turn "How?" into "Sorted"

Loan Information


Fixed interest rates for vehicle loans range from 7.95% p.a. to a maximum of 29.95% p.a. on a minimum 12 month to a maximum 60-month loan term. Fixed interest rates for personal loans range from 9.95% p.a. to a maximum of 29.95% p.a. on a minimum 12 month to a maximum 60-month loan term. The actual interest rate charged to you will depend on your circumstances, the type of lending required and the security provided.

Fees apply, including an establishment fee of up to $350 and an introducer fee of up to $995. Also, lenders may charge a PPSR fee of between $0 and $14. For example: On a loan of $10,000 over 24 months at 9.95% p.a. with Establishment and Introducer fees totalling $495 and a PPSR Fee of $7.39, the total amount to repay is $11,627 which is 24 monthly payments of $485. Those amounts don’t include ongoing fees, such as Service Fees, charged by the lender. You can find full fee information in the loan contract. We recommend that you check the fees before accepting the loan offer. See more about lender fees here.

Approval is subject to meeting lending criteria, and affordability test applies.
Same day payout subject to the applicant meeting the above conditions and completing loan documentation by 12pm.