Boat & Jet ski loans

Like to enjoy the 'big blue'? For jet skis, leisure boats, yachts and more – get a better loan for your time on the water. Sharp interest rates, fast approval and a simple online application.

6.95% - 10.95% p.a.

Interest Rate Range - disclaimer: The actual interest rate charged to you will depend on your personal circumstances, the type of lending required, the security provided and is determined by the lender. Standard lending criteria, terms, conditions and fees apply, including an establishment fee of up to $995 applies.

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Our benefits

The better way to get on the road

Low Fixed Interest Rates

From the least to the most you could expect to pay, we tell you straight away. No hidden rate ranges. No surprises.

$0 Deposit Finance

No deposit needed to get you on the water. Secure finance with zero deposit and get the boat you keep dreaming of.

Save On Interest Costs

The better way - Make lump sum payments when it suits you. Pay off your loan faster and save interest. That’s better borrowing.

We’re minutes fast.
We keep it breezy

We built our approach with you, and your time, in mind. If you’re looking for a fast approval decision, we can have an answer in minutes. Plus, at better there’s no need to email bank statements or copies of your ID - our smart tech does the work for you, saving you time and hassle. From our quick three-minute application, right through to transferring the funds, we’ve got your time in mind.

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We add the
personal touch

We hand-picked our 20+ team with some important attributes in mind: experts at structuring loans for individual needs (of course), and folk that love chatting with customers, to get to the heart of what will work for their specific needs.

 

When you apply with better, you’ll get a call from one of the team to talk through your needs and discuss your personalised rate. It doesn’t take long, but in our book, it’s the most important step in making sure you get the best out of better lending.

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We champion
better-borrowing

We took a good look at lending, and came up with something better.

Like to pay off your car loan faster? We’ve designed loan features to help you do just that. Like to know what you’re signing up for with no hidden surprises? That’s how it should be. And like to put your money on principle and interest, not a long list of ongoing fees? We agree – there’s no ongoing fees with better; not one.

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What can we help
you make happen?

Big goals, personal possibilities and everything
in between. How can we help you?

  • Apply in three minutes
  • Fast application decisions
  • Smart loan features to help pay off debt faster
  • No deposit finance available
  • Leading low interest rates and no surprises
  • Funds transferred in less than 24 hours
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FAQ

Boat loans – the details

Being better informed makes for better decisions. Have a question or two? Check out these helpful FAQs or get in touch with the team.

How much can I borrow?

Our minimum loan amount is $3,000 and maximum is $100,000. How much you can borrow within this range depends on your personal circumstances and affordability. It’s important to borrow only what you need and to ensure you can comfortably meet your repayment obligations for the term of your loan. Our team is expert at helping you determine your personal borrowing sweet spot.

How long does it take to approve the loan?

Can I refinance and existing car loan with better?

What are repayments and what is the frequency?

What fees does better charge?

Have a question? We’re here to help

Our 20+ strong team are better-borrowing champions – we’re for any questions, big or small.

Or request a call here:

One of the team will call you asap within business hours

1.* Rates of 6.95% subject to lending criteria and eligibility. 1 hour approval and same-day payout subject to the applicant meeting the lending criteria and supplying all the required information to process the loan application.
2. Our lender will independently assess whether you are eligible for a loan. We don't provide advice on whether a particular car loan offered by a lender is suitable for you.