Jet ski loan repayment calculator

Ready to hit the water at speed? Whether you’re eyeing a stand-up model for tricks or a larger sit-down for family fun, this calculator can help you explore what your repayments might look like.

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Jet Ski Loan Calculator

Estimate your repayments before you launch

Wondering how much is a $14,000 jet ski loan over 3 years or what jet ski you could get for $80 a week? Whatever numbers you'd like to run, our calculator gives you a quick estimate. Adjust the sliders to explore estimated weekly, monthly, and total repayments for your chosen loan amount, term, and interest rate. These figures are a guide only — your actual rate and repayments will be determined after your application is assessed.

$15,000
48 months
10.95%

Jet Ski Loan Calculator

$92

Weekly Repayments

$400

Monthly Repayments

$19,200

Total Amount Repayable

The repayment amounts shown include Establishment and Introducer fees totaling $495 and a PPSR Fee of $8.05. These fees are examples only and they exclude ongoing fees. The actual fees charged may vary based on your circumstances and the chosen lender.

Example loan scenarios

What could your jet ski repayments look like?

Here are some sample loan scenarios so you can see how term length, rate, and amount affect repayments and total cost - for illustration only.

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Jet Ski Loan – Three Year Term

Loan amount: $14,000
Interest rate: 10.25% p.a.
Establishment/Introducer Fees: $503
Estimated total cost: $16,920
Estimated weekly repayment: $108
Estimated monthly repayment: $470

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Jet Ski Loan – Five Year Term

Loan amount: $8,500
Interest rate: 11.45% p.a.
Establishment/Introducer Fees: $503
Estimated total cost: $11,880
Estimated weekly repayment: $45
Estimated monthly repayment: $198

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Jet Ski Loan – $80 per week repayment

Estimated loan amount: $15,600
Interest rate: 10.75% p.a.
Loan Term: Five Years
Establishment/Introducer Fees: $503
Estimated total cost: $20,880

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Run your own numbers

Enter your own figures to see how the numbers might work for you. It’s a fast, simple way to get an estimate before you decide to apply.

Plan your jet ski purchase

Why use the jet ski loan calculator?

Instant repayment estimates

You can adjust your loan amount, term, and interest rate to see estimated weekly and monthly repayments instantly.

Compare different skis

Check what repayments might look like for different models and price points so you can balance your wish list with your budget.

Full cost view

See the estimated total cost, helping you understand the impact of loan term and interest rate before you buy.

Finance your next wave

We can help you find a loan option that suits your budget — so you can get out and enjoy the water sooner.

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FAQ

Understanding jet ski loan repayment estimates

Curious how jet ski repayments are worked out? Here’s what goes into the calculator results and how to use them to plan your purchase with confidence.

How does the jet ski loan calculator work?

It uses your loan amount, term, interest rate, and any sample fees to estimate weekly, monthly, and total repayments. Your actual details will be confirmed once you have applied and your application has been assessed.

How are repayments worked out?

Repayments are calculated using the loan amount, term, interest rate, and fees. These are factored into a standard repayment formula.

What can change my repayment amount?

Loan size, loan term, interest rate, and fees all have an impact on the overall cost. A shorter term generally means higher repayments but less interest overall.

Can I compare options?

Yes — change the numbers in the calculator to see how different setups could affect your repayments.

Do fees make much of a difference?

Yes — fees are usually added to your loan total, which increases the amount used to calculate repayments.

Are the results exact?

No — they’re estimates only. Actual repayments may differ after your application is reviewed and your final rate is set.

*Fixed interest rates for vehicle loans range from 7.95% p.a. to a maximum of 29.95% p.a. on a minimum 12 month to a maximum 60-month loan term. Fixed interest rates for personal loans range from 9.95% p.a. to a maximum of 29.95% p.a. on a minimum 12 month to a maximum 60-month loan term. The actual interest rate charged to you will depend on your circumstances, the type of lending required, the security provided, and is determined by the lender. 

Fees apply, including an establishment fee of up to $350 and an introducer fee of up to $995. Also, lenders may charge a PPSR fee of between $0 and $14. For example: On a loan of $10,000 over 24 months at 9.95% p.a. with Establishment and Introducer fees totalling $495 and a PPSR Fee of $7.39, the total amount to repay is $11,627 which is 24 monthly payments of $485. Those amounts don’t include ongoing fees, such as Service Fees, charged by the lender. You can find full fee information in the loan contract. We recommend that you check the fees before accepting the loan offer. See more about lender fees here.

Approval is subject to meeting lending criteria, and affordability test applies. Our lender will independently assess whether you are eligible for a loan.
Same day payout subject to the applicant meeting the above conditions and completing loan documentation by 12pm.