Cover that keeps you moving

 

Life has a way of throwing the unexpected at us—whether it’s your car breaking down or an unforeseen change in circumstances. That’s why better finance™️ offers access to a range of Provident Insurance products. These policies are designed to protect what’s important and help keep your financial commitments on track, even when life doesn’t go according to plan.

BetterFinanceApr25_ProductPageImages_BadCreditLoans_Img-02-min

Provident Insurance have a range of products designed to support you and your journey, including:

Icon

Mechanical & Electrical Breakdown Insurance

Icon

CreditCare

Icon

Guaranteed Asset Protection

Icon

Comprehensive Motor Vehicle Insurance

Mechanical & Electrical Breakdown Insurance

(including specialised cover for hybrid and electric vehicles)

 

Purchasing a vehicle is a significant milestone—and one worth protecting. As reliable as modern cars are, unexpected breakdowns still happen. Provident Insurance’s Mechanical & Electrical Breakdown Insurance helps cover the cost of repairing major mechanical or electrical failures, so you’re not caught off guard.

 

Available in 1, 2, or 3-year terms with a variety of excess and coverage options, this policy offers peace of mind for both new and used vehicles—helping you get back on the road with minimal disruption.

 

For full details of the Mechanical and Electrical Breakdown Insurance policy please refer to the Policy Booklet wording.

BetterFinanceApr25_ProductPageImages_CarLoans_Img-01

CreditCare

Taking out a loan opens doors to new opportunities—whether it’s buying a vehicle, funding a project, or planning for the future. But life isn’t always predictable. A sudden illness, redundancy, or even a hospital stay can affect your ability to meet regular repayments.

CreditCare is designed to protect your loan commitments in those moments. It can cover repayments if you’re unable to work due to accident, illness, business interruption, or other qualifying events. There’s also a life cover benefit that can help pay off your remaining loan balance in the event of death.

CreditCare is about providing stability—so you can borrow with confidence, knowing you’re protected if the unexpected occurs.

 

Guaranteed Asset Protection

When you finance a vehicle, you’re investing in freedom and flexibility. If the car is declared a total loss due to accident or theft, there’s sometimes a gap between what your standard insurance pays and what you still owe on your finance contract.

 

GapCover is designed to help cover that difference, allowing you to move forward without financial strain. It can also include additional “Special Benefits” that enhance the level of protection. Rather than being set back by a total loss, GapCover helps you stay in control—giving you the freedom to replace your vehicle and continue with confidence.

 

For full details of the GapCover policy please refer to the Policy Booklet wording. 

BetterFinanceApr25_ProductPageImages_CarLoans_Hero

Motor Vehicle Insurance

Even the safest drivers can’t control everything on the road. Whether it’s theft, flood damage, fire, or a collision, Provident Motor Vehicle Insurance offers comprehensive protection.


This policy covers damage to your vehicle, as well as your liability for damage to others’ vehicles or property. Optional benefits like 24/7 roadside assistance, a loan car, trailer cover, or a glass excess waiver can also be added for even more support.


Provident Motor Vehicle Insurance gives you the security of knowing your vehicle—and your ability to stay mobile—are well protected across a wide range of situations.


For full details of the Motor Vehicle Insurance policy please refer to the Policy Booklet wording. 

Each of these policies is provided by Provident Insurance and is designed to work alongside your credit agreement to support your goals, protect your purchases, and bring peace of mind—no matter what the road ahead holds.