Level 2/16 Edinburgh Street, Auckland 0800 666065
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I want to borrow...

$5,000
$5,000
$50,000
12 months
12 months
60 months
7.95%
rate 7.95%
rate 19.95%
Repayments from $100 per week
Repayments from $445 per month

I want to borrow...

$5,000
$5,000
$50,000
12 months
12 months
60 months
rate 7.95%
7.95%
rate 19.95%
Repayments from $100 per week
Repayments from $445 per month

better®. Finance made easy for you.

No hidden fees.

Flexible payment terms.

Early repayment options.

better® vehicle finance is just the beginning...

Putting Kiwis in the driver's seat.

Keep an eye out for the better® app - coming soon. A New Zealand first and the future of buying and selling vehicles. Curious? Stay tuned.

Interest rates from 7.95%*. Fast approval.

Like to get your better® loan application underway?

*Interest rates start from 7.95% this is an indicative rate and is based on personal, financial and lending criteria. Actual interest rate may vary and is subject to approval from lender.

Here's to being better®.

Stroke 472@2x

Your needs first

Our team is excellent at assessing the right lending structure for your needs. A friendly chat to talk through the detail that matters.

Responsible lending

Taking on debt is no small thing. We’ll help you work through the numbers so that your new loan comfortably works with your budget.

We do the legwork

We work with a range of trusted lenders - we take the hard work out of shopping for the right loan for your needs.

Seriously fast

Who likes waiting? No one. We can approve loans in less than three hours and payout on the same day (if signed docs are in by 12pm)

Flexible repayments

Everyone manages their money differently. We offer weekly, fortnightly and monthly repayments to work with your needs.

Here to help

Before, during and after you apply for a loan, we’re here to help, have a chat and answer any queries you have.

Our expert team are, simply put, awesome.

"Absolutely fantastic people to deal with."

We work with New Zealand's leading and trusted lenders.

Use our knowledge and lender relationships to your advantage. That's better® borrowing.


About Us

To help Kiwis achieve financial freedom, we must challenge the status quo. We believe that to provide better® finance, we must be different.

 

And we are different.

 

From cutting out the usual practice of charging application or early repayment fees, through to helping Kiwis get a sharp interest rate and a loan tailored to their needs, we're committed to delivering a better® way to borrow.

 

So, here’s to being better®.

*Interest rates start from 7.95% this is an indicative rate and is based on personal, financial and lending criteria. Actual interest rate may vary and is subject to approval from lender.

  1. We are a NZ registered Financial Service provider – FSP Number 403346 and member of Financial Services Complaints Ltd.
  2. * Rates of 7.95% subject to lending criteria and eligibility. 1 hour approval and same day payout subject to the applicant meeting our lending criteria and supplying all the information we need to process their application.
  3. You are protected by responsible lending laws. Because of these protections, the recommendations given to you about consumer loans through One Partner Limited Trading As Loan Spot is not regulated financial advice.
    This means that duties and requirements imposed on people who give financial advice do not apply to these recommendations. This includes a duty to comply with a code of conduct and a requirement to be licensed.”
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Economy

$ 100 /week

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Terms of Use and Privacy Policy

I/We

I/We acknowledge that if the FINANCE COMPANY provides this finance the FINANCE COMPANY:

Provision of Additional Services

I authorise the FINANCE COMPANY to disclose personal information about me to a credit agency for the purposes of compiling a credit report and creating a credit profile. Further I authorize the FINANCE COMPANY to use my personal information for merchandising, market research and offering additional services including newsletters from One Partner Ltd or the offer of additional credit facilities.

The information that may be disclosed includes: name, address and telephone number; the loan amount of any facility; any debits made; the frequency and amounts of payments made including details of overdue payments. I understand that I have the right to access and request correction of my personal information held by the credit reporting agency.