Your next ride starts here
Motorcycle finance, made clear
The Harley-Davidson® and better finance™ partnership helps riders turn two-wheel dreams into a plan that fits.
Approval subject to responsible lending criteria & affordability assessment. Fees, terms & conditions apply.
Find your Harley-Davidson® dealer
Choose your nearest Harley-Davidson® dealership in New Zealand to get started. From there, apply online or chat with the team.
Finance | What to expect
Here’s how the process typically works when you apply through a participating Harley-Davidson® dealership and better finance™.
Tell us what you’re looking for
Choose a dealer, share the bike you want and what matters most (budget, term, deposit, trade‑in).
We check affordability and eligibility
We’ll ask a few questions to understand your situation and support responsible lending.
We compare our lender panel
We’ll work to match you with a suitable lender based on your needs and the details provided.
Review and accept
If you proceed, we’ll confirm the key details – rate, term, fees, and repayments – before anything is final.
Final checks and paperwork
Final approval and documents are completed with the lender and you’re on your way.
Current finance offers
FROM 3.99% P.A. ON SELECTED MODELS*
A promotional rate may be available on selected motorcycles for eligible applicants.
*Available on selected models only. Eligibility criteria apply. Offer may be withdrawn or changed at any time. Approval is subject to responsible lending criteria and lender assessment. Fees, terms and conditions apply.
About better finance™
better finance™ is a financial advice provider helping New Zealanders find finance for vehicles and motorcycles.
We support Harley-Davidson® dealerships across New Zealand, guiding customers from enquiry to application.
View our Disclosure Information here
Quick FAQs
Can I apply online?
Yes. Choose your dealer and apply online. We’ll guide the next steps.
How long does it take?
It varies by your situation and lender checks. We’ll keep you updated.
Will I definitely be approved?
No. Approval is subject to responsible lending criteria, affordability assessment, and lender approval.
One Partner Ltd (FSP403346), trading as better finance™, holds a Class 2 Financial Advice Provider Licence issued by the Financial Markets Authority to provide financial advice.