News

Why Personal Loan Applications Get Rejected and How to Fix It?

better™️ — Mon, 22 Jun 2026 21:03:29 GMT

If you’ve thought about applying for a personal loan recently, it might have crossed your mind that your application could be rejected. Not every loan application is approved, and if yours is turned down, it could be frustrating.

Can you refinance an EV loan later? A guide for New Zealand drivers

better™️ — Sun, 21 Jun 2026 23:44:30 GMT

Electric vehicles are an increasingly popular option for New Zealand drivers. Many people buy their electric vehicles, or EVs, with a car loan. But over time, financial circumstances and lending options can change, and you might wonder about refinancing your EV loan. Here are a few things to think about, to work out whether it makes sense for you.

Emergency car repairs and how to finance them responsibly

better™️ — Thu, 18 Jun 2026 20:51:49 GMT

If you own a car, you’ve probably considered what you might do if it broke down or needed unexpected repairs. Even if it hasn’t happened to you personally, it’s a common occurrence for drivers all over New Zealand. But for households that rely on their vehicle to get to work, school or just around in their daily life, it can be a major headache.

Repairs often need to be done quickly and can be expensive. Here’s what you need to know about handling the cost of emergency car repairs, and how to find an appropriate finance solution for your needs.

Why people refinance (and it’s more common than you think)

better finance™️ — Sun, 07 Jun 2026 23:45:14 GMT

Have you ever heard people talk about refinancing their lending, and wondered why they might be doing it?

Small supermarket changes, real savings

better finance™️ — Sun, 07 Jun 2026 23:40:23 GMT

Kiwi households spend about $27 billion every year at the supermarkets, and the bill keeps getting bigger. An urban Auckland household with two kids now spends about $445 a week on food and groceries, according to Inland Revenue. With food prices rising steadily, and forecasts that inflation might pick up further given pressure on fuel prices, it’s an area where many of us are likely to be looking for savings.

The benefits of giving expenses a regular audit

better finance™️ — Sun, 07 Jun 2026 23:33:49 GMT

Most of us have had the experience of opening up our online banking app and spotting a payment we forgot about, a charge for a subscription we no longer use, or a bill that’s become more expensive over time. Small changes in spending can add up to make a big difference to our overall money lives, but how well do you know what’s going on in your bank account?

Why people refinance personal loans

better finance™️ — Sun, 07 Jun 2026 22:41:20 GMT

Is your personal loan still working for you? When it comes to finding a personal loan that’s a great fit, the factors that go into the decision are often just that - personal. It depends a lot on your unique circumstances and individual situation, and what works for one person may not suit another quite so well.

What refinancing a car loan can actually look like

better finance™️ — Sun, 07 Jun 2026 22:36:32 GMT

Are you paying off a car loan? Lots of New Zealanders are, and finance can be a really handy tool to get you on the road when you’re looking for a new vehicle.

Winter can be when old cars start feeling expensive

better finance™️ — Mon, 01 Jun 2026 20:52:43 GMT

Have you got an old faithful sitting in the driveway that has perhaps become a little less reliable over the years? Many of us drive cars that have become almost part of the family. We’ve had holidays in them, driven to important events in them, and they’ve just been there to get us safely to where we needed to be.

Why winter always feels more expensive

better finance™️ — Mon, 01 Jun 2026 20:50:25 GMT

Winter doesn’t just mean a change in the weather. It can mean a change in the way we live. It’s getting dark earlier, the kids might have a permanent sniffle, and the heat pump is probably working overtime.

Sometimes, it can mean your budget feels a bit tighter, even if it seems your spending hasn’t really changed.